Santander are the UK’s fourth largest mortgage lender with approximately 10% of the overall UK mortgage market. 

They are very good at offering their existing customers competitive new deal products. However, there can be a slight dark art to getting them.

Firstly, if their computer system thinks you are in arears or you have missed any payments then they may not offer you any new deal products. All that awaits, at the end of your current deal, is potentially their standard variable rate, which can be much higher than the bank of England’s base rate.  

In the first instance we will need to log onto their system and check and see if the system is offering you any new deal products. If it is, great news and we will run through the offers with you.

The second thing we need to check is make sure the property valuation their computer system is applying to your property is correct, as this too can potentially affect the new deals offered.

To start the process please click on the link below and complete our initial contact form. Thank you.